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Sponsor Income Test Calculator
Enter the income and savings a sponsor can evidence, the divisor the route uses, and the extra monthly requirement for each dependant. The result is the margin or the gap.
Whether a sponsor is accepted, whose income counts and how dependants raise the threshold are set by the route and the authority. The divisor and the evidence required also vary, so confirm them in the official guidance.
Sponsorship is a test of the sponsor
A sponsor is not a signature of convenience. The route usually tests the sponsor income, the relationship and sometimes the sponsor status or residence. A sponsor who passes the income test but not the relationship or status test does not solve the application.
Dependants usually raise the threshold, and the extra amount is often fixed per person rather than scaled by age. Enter the figure the route applies rather than an estimate of what a child costs.
A percentage makes shortfalls comparable
A shortfall of a few hundred units means something different against a low threshold than against a high one. The percentage expresses the gap relative to the requirement, which is useful when comparing routes or when deciding how much more evidence is needed.
A surplus is a margin, not a guarantee. The authority still decides whether the evidence is acceptable and whether the income is stable enough to count.
Frequently asked questions
Can savings replace sponsor income?
On routes that allow it, savings are converted at a stated rate and added to income. On others, only income counts. Check the rule for the route.
Whose income can be counted?
Often a spouse, partner or parent, with conditions on the relationship and on the sponsor status. The accepted relationships are defined by the route.
Do all dependants raise the threshold equally?
Not always. Some routes use a flat amount per dependant, others vary by age or by relationship. Use the official schedule.